What are sinking funds? When I first heard the term I thought they were going to be some overly complicated finance concept that it was going to hurt my head to understand. I needed the sinking funds for beginners guide. To my surprise, sinking funds are amazingly simple to understand. If the term scares you, […]
Now more then ever many people are looking for ways to make extra money. This might be to replace income that was lost during the pandemic or to make extra money to buy essentials. Although not ideal, turbulent times often reveal more opportunities to help each other solve problems. When starting a business the number
Creating a budget is the first step in successfully managing your finances. Your budget will serve as your roadmap and will help you make all of your financial decisions. When deciding to create your budget you will quickly learn that there are many different budgeting methods to choose from. Your next step is to understand
Free money might sound just too good to be true. Can you really legally get free money? The answer is yes, and in this article, I’m going to tell you exactly how to get free money when you need it. Some might argue that no money is free. And in a sense that is absolutely
First the magic bullet and now the air fryer. Every so often a food craze breaks out that’s so great that you can’t help but jump on the bandwagon. In my quest to eat healthier but still enjoy the taste of my food I’ve landed on the infamous air fryer. In this blog post, I’m
70+ Air Fryer Healthy Recipes For All Meals (2020) Read More »
Saving money that you don’t have sounds impossible. If you are really broke you are focused on basic necessities such as shelter, food, and transportation to your job. After taking care of these items you may feel that there is nothing left to save. But there are a few ways to start saving money and
It’s time to stay at home! Depending on your lifestyle this might sound really appealing or just plain terrifying. There may be many reasons why you might need to spend some time at home. Today, things going on in the world has resulted in the need for social distancing. Or you may choose to spend
34 Fun Things to Do at Home – With Family, Kids, or Alone Read More »
When researching personal finance and how to manage your money the first step is always to create a budget. In many cases, you are not shown exactly how to it. That is not the case today… In this post, you will get step by step instructions detailing how to create a budget. You can also
Being broke sucks! Not having the money you need to purchase the things that you need or want can be frustrating and overwhelming. The good news is, you can make changes that can get you out of this bad financial situation. If you are broke and living paycheck to paycheck or direct deposit to direct
Dave Ramsey is one of the first names that comes up in any how to budget conversation. The Dave Ramsey Budget has worked for many people and has solidified its place in the list of top budgeting methodologies. Even if you don’t agree with all of his advice, his budgeting method is based on the
