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6 Debt Free Journey Mistakes You Should Avoid

debt free journey mistakes

Money Management

Money management doesn’t have to be hard. Discover easy ways to budget, save money and pay off debt. Our best money saving tips will help you reach your goals of purchasing a car, buying a house, or going on your dream vacation achievable.

Budgeting

Budgeting

Budgeting is key to managing your finances. Having a clear picture of your income and expenses will help you make the necessary changes to increase your wealth and help you make smart decisions.

Discover what budgeting method is right for you.

Saving Money

Saving Money

Saving money is a skill that can’t be overlooked when it comes to being financially healthy. It ensures that you are prepared for emergencies, and helps you reach short term and long term financial goals.

Learn how you can start saving money even if you’re broke.

Paying off Debt

Debt

Excessive debt can be depressing and overwhelming. Especially if you don’t have money. However, with the right process, you can get out of debt and start enjoying life again.

Discover how to get out of debt even if you’re broke.

Latest Money management Articles

Budgeting Methods
Budgeting
Shawn ShaLest Jones

Budgeting Methods – Which One’s Right for You?

Creating a budget is the first step in successfully managing your finances. Your budget will serve as your roadmap and will help you make all of your financial decisions. When deciding to create your budget you will quickly learn that there are many different budgeting methods to choose from. Your next step is to understand

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money saving tips
Saving Money
Shawn ShaLest Jones

How to Save Money When You’re Broke

Saving money that you don’t have sounds impossible.  If you are really broke you are focused on basic necessities such as shelter, food, and transportation to your job.  After taking care of these items you may feel that there is nothing left to save.  But there are a few ways to start saving money and

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Budgeting
Shawn ShaLest Jones

50/30/20 Budget Rule – Free Budget Spreadsheet

When researching personal finance and how to manage your money the first step is always to create a budget.  In many cases, you are not shown exactly how to it. That is not the case today… In this post, you will get step by step instructions detailing how to create a budget. You can also

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Money Management
Shawn ShaLest Jones

6 Things You Should Be Doing If You’re Broke

Being broke sucks! Not having the money you need to purchase the things that you need or want can be frustrating and overwhelming.  The good news is, you can make changes that can get you out of this bad financial situation.  If you are broke and living paycheck to paycheck or direct deposit to direct

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Dave Ramsey Budget
Budgeting
Shawn ShaLest Jones

Dave Ramsey Budget – Is it Right for You?

Dave Ramsey is one of the first names that comes up in any how to budget conversation. The Dave Ramsey Budget has worked for many people and has solidified its place in the list of top budgeting methodologies. Even if you don’t agree with all of his advice, his budgeting method is based on the

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Learn how to get out of debt when you're broke
Debt Payoff
Shawn ShaLest Jones

How to Get Out of Debt When You’re Broke

Debt can be crippling. Especially when you have no money and no hope for getting out of debt. Add in collection notices, calls from bill collectors, and a plummeting credit score… the situation can be depressing and unbearable. Despite how emotionally draining being in debt can be, you can get out of debt. Even when

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YouTube

Money Management on the Tube

Excel Version
Debt Snowball Worksheet
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Debt Snowball Worksheet
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Excel Version
Zero Based Budget Worksheet
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