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50/30/20 Budget Methodology

50 30 20 Rule Budget Spreadsheet
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Your financial health is an important aspect of your life.  Discover how to manage your money, live frugally, and make extra money.  Becoming financially stable will allow you to focus on the creating memorable life experienes, instead of worrying about money.

Money Management

Money Management

The first step to financial freedom is learning how to manage your money. We cover the top money management topics to get you started.

Learn how to manage your money and control your finances.

Frugal Living

Frugal Living

Living a frugal lifestyle will go a long way towards helping you achieve your financial goals. Living frugally doesn’t mean going without. It just means managing your money and spending wisely.

Learn how you can start your frugal living journey.

Making Money

Making Money

Increasing your income is often a needed step in becoming financially stable. Getting a better job, starting a side hustle, or starting your own business and working from home are all ways to increase your income.

Find out legitimate ways that you can start making money.

Our Latest Wealth Articles

Is Etsy Worth It? Pros and Cons of Selling on Etsy
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Shawn ShaLest Jones

Is Etsy Worth It? Pros & Cons of Selling on Etsy

If you’re thinking of starting a business selling handmade items or digital downloads then chances are you’re wondering if it is worth it to sell on Etsy. You’ve probably heard some good and bad things about Etsy and you’re wondering if you should even give it a try. Is Etsy worth it? Keep reading to

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4 Simple But Powerful Things Every Businesswoman Needs
Wealth
Shawn ShaLest Jones

4 Simple But Powerful Things Every Businesswoman Needs to Secure Her Business’ Future

According to the 2019 American Express Open report, 11.6 million businesses are women-owned. Combined together, these businesses generated revenues of over $1.7 trillion in 2017.  Sadly, despite these glowing successes, many female business owners often have to battle multiple problems and issues like limited funding, balancing family and work, inequality in the business place, and

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Alternative Investment You Might Want To Consider
Wealth
Rachael Harper

Alternative Investment You Might Want to Consider

Most people think of traditional investment options like cash, bonds, and stocks when they hear the word investing. While many are familiar with conventional investing opportunities, there’s another category of investing called alternative investments. Just like investment management strategies, alternative investments cover a vast range of investments with unique characteristics. While alternative investments can vary

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the best high yield savings account 2021
Saving Money
Shawn ShaLest Jones

The Best High Yield Savings Accounts – 2021

A big part of being financially healthy is saving money. When determining your savings plans one of the first things you have to decide is where you will store your money. A high yield online savings account is a good option when it comes to choosing where you will save your money. They allow you

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transform your financial future
Money Management
Shawn ShaLest Jones

5 Ways to Radically Transform your Financial Future

Budgeting and simple money management will help you get control of your finances and get you off of the living paycheck to paycheck hampster wheel. Once you reach this stage it’s time to take things up a notch. Let’s talk about a few ways to radically transform your financial future. You may want to increase

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money worries
Money Management
Shawn ShaLest Jones

Things to Do To Take Your Mind Off Money Worries

In our lives, all of us will face monetary stresses at one point or another. This might last for a long time and be very severe. For other lucky people, it might only be a phase. But it will happen to all of us at some point.  Is it the hustle culture that makes us

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Zero Based Budget Worksheet
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